Revolut Bank

Good banking app - good exchange rates, nice to treat as a prepaid card

Revolut has solidified its position as a fintech juggernaut, serving over 60 million global users with a single, sleek app that handles everything from everyday spending to sophisticated investing. Launched in 2015, it's evolved into a digital powerhouse offering multi-currency accounts (supporting 30+ currencies), fee-free international transfers to 160+ countries at competitive interbank rates, budgeting tools like automated savings vaults with up to 4.5% AER interest, and seamless integrations for stocks (2,500+ options, commission-free up to limits), crypto trading, and even insurance. The "One app, all things money" ethos shines through its intuitive interface—think instant notifications, RevPoints rewards on purchases, and AI-powered fraud detection that blocked over £200M in scams last year making it a nomad's dream for borderless finance. It it perfect if you're global-minded, but keep a legacy bank as backup for peace of mind. In 2025's app-driven economy, it's redefining money on your terms.

I use Revolut for work, and it's light, smooth, easy to use, and very secure. The only concern I have now is that I cannot use Revolut Personal and Revolut Business on the same device.