Splitwise Review & Alternatives (2026 Guide)
Split expenses with friends
Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone & Android!
“Reviews praise Splitwise for making group expenses easy, organized, and reliable on trips and with roommates. Users like its stability and thoughtful features, though some find the interface occasionally unclear. The lou…”
Splitwise in action
Splitwise Pros & Cons
Based on real user feedback and community sentiment.
What works well
What could be better
What users say about Splitwise
Reviews praise Splitwise for making group expenses easy, organized, and reliable on trips and with roommates. Users like its stability and thoughtful features, though some find the interface occasionally unclear. The loudest concern is aggressive limits and ads on the free tier, pushing people toward paid plans; a few mention confusing charges. Makers of Push value a frictionless flow and keeping core features free. Makers of PayMeBack.lol say Splitwise’s paywalls drove them to build alternatives. Many would stay if free-tier constraints eased.
This AI synopsis distils highlights from real user reviews.
Splitwise user ratings
Based on 13 reviews
Recent user highlights
Loved Splitwise once upon a time, but the paywalls were what led me to build this.
We aim to simplify the user experience and make debt tracking as easy as sending a message. Additionally, we want to ensure that the core functions remain free to use. :)
Daily used for splitting bill among my work coleges!
Top Splitwise Alternatives (2026)
Looking for a Splitwise alternative? Here are the most-compared options people consider.
Slash
Shared cards to split subscriptions, spend with friends
With Slash, issue joint cards that you and your friends “co-own.” Spend a fraction of what you otherwise would on subscr…
MemoGo
Your Go-To for Group Expenses
MemoGo is your best free splitting app for effortlessly splitting expenses whether you're sharing a vacation with friend…
Splitser
Easily split and settle group expenses.
Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, fa…
Spendee
The only app that gets your money into shape!
Manage all your money with ease from one place with Spendee. Track your income and expenses, analyze your financial habi…